1. TIAA Analytics as of 12/31/2025.
TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance
and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and
contractual obligations.
This material is for informational or educational purposes only and is not fiduciary investment advice, or a securities, investment strategy, or insurance product
recommendation. This material does not consider an individual's own objectives or circumstances which should be the basis of any investment decision.
Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not
insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
©2026 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, New York, NY. 5411564-A
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