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BECKER'S DENTAL + DSO REVIEW // VOL. 2023 NO. 1
DENTAL PROFESSIONALS
83% of dentists support medical loss ratios for
dental insurers
By Ariana Portalatin
E
ighty-three percent of dentists indicated they support
requiring dental plans in their state to spend a percentage
of premiums they collect on dental care for subscribers,
according to a poll by the American Dental Association's Health
Policy Institute.
The poll was taken as part of the ADA's monthly "Economic
Outlook and Emerging Issues in Dentistry" report for the week
of Nov. 14. The ADA surveyed more than 1,000 dentists about
their support for medical loss ratios.
The poll results come after Massachusetts voters greenlighted
a first-of-its-kind initiative to reform dental insurer spending in
November. A ballot question asked voters whether the state
should establish a medical loss ratio that would require dental
insurers to spend at least 83 percent of premium dollars on
dental services or refund the difference to patients.
Here is how dentists responded to two questions about dental
insurance reform in the monthly poll:
Question: Do you believe requiring dental plans to spend a
set percentage of the premiums they collect on dental care for
their subscribers is a necessary reform in your state?
Yes: 83 percent
No: 5 percent
Not sure/No opinion: 12 percent
Q: How likely or unlikely are you to participate in a grassroots
effort with other dentists to establish a law setting a medical
loss ratio percentage for dental plans in your state?
Very likely or already participating: 42 percent
Somewhat likely: 39 percent
Somewhat unlikely: 11 percent
Very unlikely: 8 percent n
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